Term Life Insurance Policy

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What is Term Life Insurance Policy

This is a type of life insurance policy designed to provide you with a life cover for a selected duration of time and guarantees the payment of a benefit if death of the life assured occurs during the specified term.Unlike Whole life insurance which covers individuals for the duration of their life, the policy holder in Term life insurance is covered for a specific term and once the term expires, the policy holder can terminate the policy, renew it for another term or convert it to a more permanent cover.

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Who is the Policy For?

Individuals seeking to protect their loved one’s financially in the event of unexpected death.


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The policy term ranges between 5 years and 25 years depending on your financial plan.
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The plan allows for monthly, quarterly, semi-annual and annual premiums payable during the cover period. Premium will be payable for the policy term selected or until death of the life assured if it occurs within the term.
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It can be purchased to act as a protection for a loan facility for the duration of the loan repayment.
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Date of Birth
Age Next Birthday
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Sum Assured
Basic Annual Premium
Critical Illness
Accidental Death Benefit
Waiver of Premium
Annual Premium
Semi-Annual Premium
Quarterly Premium
Monthly Premium
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What are the allowed age limits for the Life Assured for the Term Assurance Policy?

The minimum age at entry is 18 years while the maximum age at entry is 65 years.

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