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Gemstar Gold Policy
What is Gemstar Gold Policy?
The Gemstar Gold policy is a Geminia exclusive plan that offers a combination of savings, insurance protection,and covers the family’s investment especially in the eventuality of permanent disability, critical illness or death. We guarantee a unique combination of benefits totalling to 500% of the sum assured in equal investments from 5 yrs before maturity or upon death of the policy holder.
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Who is the Policy For?
Individuals seeking a life insurance policy that covers multiple aspects of their lives ie. critical illness, disablement, and death while offering a partial savings plan.
Benefits
Systematic investment planning to secure one’s family during their lifetime and offers financial security for one’s spouse and children in case of unfortunate demise
Grants the policyholder an option of periodic cash-backs to cater for regular financial needs
Provides room for education planning and ensure a bright future for your children during the policy duration
15% Income Tax Relief up to a max. of Ksh. 60,000 per year) on premiums paid as per The Income Tax Act (cap 470).
Maturity benefit payable regardless of whether the death benefit has been paid or not
Death benefit payable on unexpected death during the policy term
Addition benefit payable upon critical illness during the policy term
All under one policy with a unique 500% in benefits.
15% Income Tax Relief up to a max. of Ksh. 60,000 per year) on premiums paid as per The Income Tax Act (cap 470).
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