Gemsave is an insurance plan that offers a platform to grow your savings for a relatively short period while enjoying life insurance protection. It is suitable for anyone who wants to save for a goal for a fixed period with the guarantee that the target amount will still be available should a disability or death occur while saving.
How does it work?
- One makes regular payments (premiums) on a monthly, quarterly, half-yearly or yearly basis.
- The policy earns a yearly return ( bonus) and an additional terminal return once the policy runs for the agreed period.
- The final payout comprises the accumulated premiums and the two bonuses.
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